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Property Investment Coaching
Building a Portfolio of Investment Properties

Many property investors prefer to build a portfolio of investment properties instead of shares, however there is limited availability of advice out there as most financial planners and advisers would in most cases prefer shares to direct property for many different reasons. We don't dictate that you should invest in shares if your prefer property. Property is also an ideal way for wealth creation and retirement income, we believe that prudent financial management, investment plan and risk analysis is critical no matter which asset you invest in.

Many property investors rarely seek financial advice when building a porfolio of investment properties where they may have debts in the millions fo dollars for decades. Property investing is like any other asset, you need appropriate advice.

We are not licensed real estate agents and cannot provide advice on which property to buy, we will work with your property consultant and can provide you with the following services: 
  • Investment Plan
  • Tax Planning
  • Risk Analysis
  • Cashflow Analysis
  • Exit Strategy
  • Contingent plan
  • Debt management
  • Advantages and Disadvanatges of Property
 
If you don't like the volatility aspects of the share market, property investing may be the right investment vehicle for your retirement solution. 

Example: "If you invested $500,000 in BHP shares, there is nothing you can do directly to influence to increase the value of your investment, its all up to the company directors, this is great if you want an investment where you don't have any input. However, if you want a bit more influence, with an investment property, you can influence the value of your investment by doing small or major renovations, block spliting, or adding additional accomodation. When the companies are having a hard time like during the GFC, they will cut share dividends which you have no control, with an investment property you control the rental income." The downside of property is that it has higher cost like stamp duty, real estate agent fees and insurance etc. Property is also illiquid meaning it takes time (weeks or months) to sell a property and you cannot just sell a porttion of the property.  

Note: The example above is not meant to be use as personal financial advice, only as a general example. If you are intending to purchase an investment property in a SMSF, there are strict rules and guidelines set by the ATO that the Trustee needs to follow. There are many things you can do if the property is held outside of Super that a SMSF cannot do. If the property is held in a SMSF, there is restrictions imposed by the ATO on improving the investment property while there is a loan in place (ATO SMSFR2012/1). 

There are risk and benefits with any investment, property has advantages and disadvantages, that is why it is cruicial to get appropriate advice for your personal circustances.

Research from AMP Capital and Russell Investments shows that Australian residential property and Australian shares have comparable returns over the long term. (Please note that past performance is NOT indicative of future performance).

Shares vs Property
Note: It is prudent to understand that past performance does not guarantee future performances. If an assets returns 10% a year for the last 10 years does not mean it will continue to return that in the next 10 years. 
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Our property coaching services: 
 
First Home Buyer Program: 
  • Comprehensive financial review
  • Cashflow analysis and budegeting
  • Insurance Review
  • Debt Management and Reduction Strategy

Wealth Creation 
  • Investment Strategy Plan
  • cashflow analysis
  • Property Investing education
  • Tax Structure and CGT Planning
  • Develop a Contingency Plan and exit Strategy
  • What type of property to invest
  • Cashflow positive strategies
 


Property Development
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Quantum Wealth Consultants Pty Ltd ABN 76 162 523 793 is a Corporate Authorised Representative (CARN 436555) of
The FinancialLink Group Pty Ltd ABN 12 055 622 967  AFSL 240938